A Discussion on E-learning offered in Malaysia Universities: Pros and Cons from the Student Perspective

Electronic learning (or E-Learning or eLearning) is a term for all types of technology-enhanced learning (TEL), where technology is used to support the learning process. Often the medium of instruction is through computer technology, particularly involving digital technologies. E-learning has been defined as "pedagogy empowered by digital technology". In some instances, no face- to- face interaction takes place. E-learning is used interchangeably in a wide variety of contexts. In companies, it refers to the strategies that use the company network to deliver training courses to employees. Lately in most Universities, e-learning is used to define a specific mode to attend a course or programmes of study where the students rarely, if ever, attend face-to-face for on-campus access to educational facilities, because they study online. On student perspective, there some pros and cons on e-learning program:

Pros:

• Students can study anywhere they have access to a computer and Internet connection
• Class work can be scheduled around work and family
• Learners can test out or skim over materials already mastered and concentrate efforts in mastering areas containing new information and/or skills
• eLearning can accommodate different learning styles and facilitate learning through a variety of activities
• Self-paced learning modules allow students to work at their own pace
• Students have the option to select learning materials that meets their level of knowledge and interest
• Uniform standards maintained
• Consistent content delivery
• Fewer errors, safer environment
• Students develop knowledge of the Internet and computers skills that will help them throughout their lives and careers

Cons:

• Learners with low motivation or bad study habits may fall behind
• Without the routine structures of a traditional class, students may get lost or confused about course activities and deadlines
• Students may feel isolated from the instructor and classmates
• Instructor may not always be available when students are studying or need help
• Slow Internet connections or older computers may make accessing course materials frustrating
• Managing computer files and online learning software can sometimes seem complex for students with beginner-level computer skills

Review a Local, Transactional, E-commerce Site

There are many local e-commerce website in Malaysia, i had chosen one lucky website which is http://business.com.my/. This is a home of online business in Malaysia and the place for doing business on the web. Business.Com.My is Malaysia's leading ecommerce, business process management services provider for the Internet & eBusiness Industry company, operating one of the world's largest online e-marketplaces for both domestic Malaysia and international trade.

They have engineered innovative eBusiness Frameworks to speed the integration of user supply and demand chains. Customers, suppliers, and distributors can collaborate seamlessly in e-Marketplace net exchanges. Business.Com.My can be translated into multiple languages such as english, chinese, Japanese, bahasa malaysia version and so on. Business.Com.My built parallel to accelerate the Malaysia government objectives. Their company has been awarded MSC Status by the Malaysian government, and officially appointed by Malaysia Network Information Centre. They are also registered with Malaysia Ministry of Finance.

Following are part of the e-commerce related clusters that connect a strong online community of millions of consumers and businesses from Malaysia, and around the world.

First is Business.Com.My eTrade which has created an online business marketplace/trading community, primarily serving Small and Medium-Sized Businesses (SMB's) to match buyers and sellers in both Malaysia domestic and international markets. From initial sourcing of products right through to an ecommerce transaction, eTrade caters to all procurement needs in one place. Whether you are a buyer or a seller, eTrade can help you find these partners and establish successful trading relationships for today and tomorrow.

Further more, Business.com.My eStore which is a consumers ecommerce market, is to help consumers in both Malaysia domestic and international use the power of their eStore platform to find, compare and buy anything through our pool of networked merchants from Malaysia. For consumers, they have the Malaysia largest product catalogs. With a detailed classification structure and comprehensive listing enable consumers searching the necessary products information to make purchase decisions in one easy to navigate place. Consumers can find the right product at the right price and from the right merchant with just a few clicks. For merchants, eStore provides a medium for them to post the products they're selling and help them find potential consumers. Support Malaysia Made Products

Lastly what I want to intro is Business.Com.My eDirectory which is a user friendly source of Malaysia online business directory information, business yellow pages that allows people to save time by finding what they need faster. With a detailed classification structure and comprehensive listing of companies, They make your business easier to find for consumers that are ready to buy. A eDirectory Profile contains detailed searchable business information. By submitting your Profile information, you are making it easier for consumers that search by keywords to find your business. Business.Com.My edirectory is available in 3 format, which are web, printed and CD. These will be publish and distribute nationwide.

Above that is just part of the ecommerce that related to Business.com.my. There is still a few others. In conclusion ,Business.com.my are look forward to a long and mutually beneficial relationship with user business, with many new customers finding through Business.com.my and their partner directories. Beside they also committed to deliver top quality service and leading edge technology to everyone.

The application of Pre-Paid Cash Card for Consumers

Prepaid cash card looks like credit and debits cards and they offer the same ability to purchase goods and services but you can only spend the balance that you have preloaded onto the card. That’s mean there is no risk of running into debts as it has no credit or overdraft facility. That’s the difference between prepaid cash card and credit or debit cards.

A Pin number will be given to consumers when purchased and once the money has been credited, it can be used as a credit or debit card. Money can be loaded onto a prepaid card by cash at bank, post office, at Payzone or Paypoint terminals or via a bank transfer. However, not all prepaid providers offer all of these loading options, so consumers need to bear this in mind when comparing deals as some are more flexible than others.

By using prepaid cash card, there are a lot of advantages. The main advantages of prepaid cards include:

· Availability - there are no credit checks, which means you can get a card without worrying about your credit history. All prepaid card providers will carry out an identity check to confirm you are who you say you are.

· Control - prepaid cards are an ideal way to budget for yourself or help to manage your children's spending. Like a credit card you get a full breakdown of spending on the card so you can see what has been purchased, who from and when.

· No debt risk - with a prepaid card there is no chance of spending too much as you are limited to the amount you put on your card.

· The card for travel – prepaid cards are a good option if you are going overseas. They are popular with students heading off on gap years and children who go abroad on school trips as parents can load them up here in the UK. However, the benefits are not restricted solely to young travellers - any holidaymaker can take advantage: prepaid cards offer a good alternative to travellers' cheques.

Phishing: Examples and It's Prevention Methods

Phishing
What do you all know about phishing? Let me explain to you all what actually phishing is and actually happen around us. Phishing is intentional acquiring of personal and sensitive information from the victim by masquerading as a business or individual.

Here is some example how fishing is happen......

Email phishing
The phisher will send email to direct user to a web site where they are asked to update personal information, such as passwords and credit card, social security, and bank account numbers, that the legitimate organization already has. Actually, the web site is a fake, just to steal the personal information from the victim.

Bank phishing
Bank Phishing scam attempts are very very common. Scammer will sends out millions of phishing emails. Then , the email claims that the recipients account has been suspended, and that in order to return their account to normal standing they need to verify some information. The user clicks on a link and submits their user to the scammer. The scammer then can break into the users account.

How to prevent?
Just ignore any link that claiming to be from the bank. If still concerned or see strange activity with your bank account then please contact your bank by phone to make sure it before make any action on the mail.


Ebay phishing
The scammer sends out thousands or even millions of emails to his email list claiming to be Ebay or PayPal and request your username and password. From the picture below, as soon as you clicked on “respond”, you were directed to an exact clone of eBay and your personal information was stolen.

How to prevent?
When receive this kind of messege do not give any respond or reply or click any link claiming to be from ebay or paypal. Just delete this kind of messages because eBay/PayPal will never ask their users for personal information.

Video style

A review on a post on Internet Security from My E-commerce blog: New Spamming Tactics

New Spamming Tactics

Spamming is the flooding of electronic mail systems with “junk e-mail” or known as unsolicited bulk messages sent through the electronic messaging systems. E-mail spam is the widely recognized form of spam and others types of spam are instant messaging spam, newsgroup spam, search engine spam, spam in blogs, mobile phone messaging spam and Internet forum spam.However, the spammers now are coming out new tactics to outsmart the anti-spam software which can helps to reduce the influx of the unsolicited e-mails tremendously. These new tactics are PDF Spam, Piggyback Spam and Greeting Card Spam.

PDF Spam
E-mail message containing a subject line and PDF file attached. The receiver of the PDF spam will curious to know what the content of the file and will open and read it. The reason the spammers using PDF spam because most spam filters are unable to screen the contents of a PDF attachment.

Piggyback Spam
It is a highly graphical e-mail messages that look like they come from large retailers. The message will ask you to click on a link when you cannot view or open the message. On the other hand, some tactics used is to include a few links in the message that allow you to ask the company to stop sending mail to you, register for access to some site or contact customer services. These links may lead to a download file which in turn may install malware and spyware. These files may also send out spam from the receiver computers.

Greeting Card Spam
Greeting card spam is the e-mail messages devised to look like greeting cards but it may contain dangerous virus. In this spam, the same concept which is being applied as the traditional e-greeting card systems which ask the recipient have to click on the link to view the full-blown greeting card online. However, once you click the link and it is most likely to download a virus

Corporate Blogging: A New Marketing Communication Tool For Companies

Corporate blog actually is published by an organization to reach its organizational goals. When using corporate blog, the posts and comments are easy to reach and follow due to centralized hosting and generally structured conversation threads. When talking about blog, we cant runaway from the browser. All the major browsers such as Firefox, Opera, Safari and also Internet explorer already can support RSS technology which can enables readers to easily read recent posts without actually visiting the blogs. There are 2 main categories of blog which are internal and external blog.

Generally, internal blog accessed through the corporation's Intranet, is a weblog that any employee can view. It is very useful when people involved in different location or having conflict schedules. Blogs may also allow individuals who otherwise would not have been aware of or invited to participate in a discussion to contribute their expertise.

An external blog is a publicly available weblog where company employees, teams, or spokespersons share their views. It often tries to accomplish similar goals as press releases do but is treated more informally than traditional press releases. Besides that, it is also often used to explain new products and services or react on public criticism on certain issues. The nature of the external corporate blogs is biased, though they can also offer a more honest and direct view than traditional communication channels.

The business blog can provide additional value by adding a level of credibility that is often unobtainable from a standard corporate site. In addition, it can interact with a target market on a more personal level while building link credibility that can ultimately be tied back to the corporate site.

Marketers might expect to have influencers among the audience of an external blog. They will like asking them for feedback on exclusive previews, product testing, marketing plans, customer services audits and etc.

Some of the examples are:

http://www.crmcdonalds.com/publish/csr/home/_blog.html


http://en.community.dell.com/blogs/direct2dell/




http://1000words.kodak.com/

E-Government in Malaysia: Its Implementation so far and Citizen's Adoption Strategies

The Electronic Government initiative in Malaysia was launched to lead the country into the Information Age. It has improved both how the government operates internally as well as how it delivers services to the people of Malaysia. It seeks to improve the convenience, accessibility and quality of interactions with citizens and businesses; simultaneously, it will improve information
flows and processes within government to improve the speed and quality of policy development, coordination and enforcement. The vision of Electronic Government is a vision for government, businesses and citizenry working together for the benefit of Malaysia and all of its citizens. The vision focuses on effectively and efficiently delivering services from the government to the people of Malaysia, enabling the , enabling the government to become more responsive to the needs of its citizens.The 7 pilot projects of the Electronic Government Flagship Application are as follows:

1. Project Monitoring System (SPP II)
2. Human Resource Management
Information System (HRMIS)
3. Generic Office Environment (GOE)
4. Electronic Procurement (EP)
5. Electronic Services (E-Services)
6. Electronic Labour Exchange (ELX)
7. E-Syariah

The myGovernment Portal (http://www.gov.my/) acts as the one-stop source of Malaysian government information and services for the citizens.

The recent survey about e-government adoption in Malaysia, which was done by market information group TNS, indicated that the e-government use is growing but at a slow pace. As shown in the study, about 15% of Malaysians have used the internet to access online government services in year 2003 compared to 12% in year 2002. In the survey, Malaysia’s ranking is 25th out of 32 countries in terms of e-government usage growth. The Malaysians are also concerned about the security of doing transactions over the Internet and this resulted in low usage of e-government services. As far as the age group is concerned, the younger Malaysians who are under 34 are the primary users of e-government services. Also noted in the survey, households with high incomes and higher levels of education actively use the e-government services.

The implementation of e-government services will bring benefits to the public, businesses and the government itself. As for the public, saving time and money are the primary reasons to use the e-government implementation, the governments should market their offers, improve citizen’s awareness of the benefits and increase take-up of online services.However, implementing a successful e-government project is not without any barriers during the process. Hence, adopting good strategies are crucial in order to overcome these barriers.

The government should increase the awareness and gain more attention from citizens in the existing of their services provided in e-Government. Then, E-Government adoption requires that citizens show higher levels of satisfaction and security with the online service provided by the government. A higher level of customer satisfaction will increase the rate of e-Government adoption. Citizen adoption strategies citizens are comfortable of the protected privacy and confidentiality of the user's information. Moreover, the service quality should be competitive with the other developed country in terms of speed, problem serving approach, and ease of use of the website. This is important as it provide and encourage long-term users to use the website frequently and cut-off paper work when the payment process can be made through online.

Lastly, the government should do more advertising through radio and tv, and organising workshop in a strategic location in order to create awareness and convenience for problem solving as they are full-focus in providing the best services to its citizens.

Credit Card Debt: Cause and Prevention

Nowadays, credit cards became very common to everyone already. I believe that every family at least got one member holding a credit card. Credit card brings a lot of convenient to everyone but do you all know credit card also bring many disadvantages to us? Credit card can lead us to bear with a huge debt if we didn’t well manage in using credit card. Lets me show you all what actually cause credit cards debt and some way to prevent bear with huge credit card debt.



Here we go……

The cause of credit card debts

1) Poor Money Management
Poor money management is one of the reason to accumulate a lots of credit card debts. Many family or card holder do not have a monthly spending plan and also didn’t keep track of the monthly bills makes them unaware where the money going. Besides that, they might be spending towards a lot of unnecessary things using credit cards and this force to pay interest on these purchases every month. When the bills come they only get shock and realize there is a huge debts there. It is too late.

2) Underemployment
Underemployment meaning not getting enough working hours at jobs. Many people, their salary just can afford to live in a basic life style but they not satisfied. What they will do? They will use tomorrow money, which means using credit card to buy all luxury things to fulfill their desires. After couple of times, they will found difficulties to pay back the amount.

3) Interest
Many cardholders never fully repaying the entire sum of the debt, they will only like to pay the interest and the minimum amount of principal when the debt is due. Debt accumulates and increases via interest and a penalty when the consumer does not pay all the debts before due.


Here some tips to prevent credit card debts…

Preventions of credit card debts

1.) Keep Good Management of Your Finances
The 1st thing to prevent getting suffered with credit card debts, a well-planned financial management scheme can’t be missing up. This will help you become a more prepared and more organized consumer. With a great management plan, you won’t even choose to pull out your credit card from your wallet. Avoid purchasing all unnecessary things and review the bill statement every month.


2.) Choose the Right Card for You
This is one of the most important initial steps regarding your credit card use. Choosing the exact card serves you the entire well. In additions, choose the card that with no annual fees and low interest rate. Choose the card that easy to make payment so that you will not lazy to make payment until accumulate a huge debt.

3.) Always Pay on Time
Paying on time is one of the best solutions to shun away from debt. People who can control their finances and manage their card payment schedules are the ones who rarely acquire credit card debt. Clear all the debt on time, do not wait until the due date and get charged by penalty.

Be a smarter credit card holder….

Electronic Currency

Electronic currency is also known as e-money, electronic cash, digital money, digital cash or digital currency which refers to money or scrip that is exchanged only electronically.

Technically electronic or digital currency is a representation, or a system of debits and credits, used to exchange value, within another system, or itself as a stand alone system, online or offline. Also sometimes the term electronic money is used to refer to the provider itself. Electronic currency allows its holder to buy the goods and services that the vastness of the internet offers.

Electronic currency involves the use of computer networks, internet and digital stored value systems. It may only exist in the cyber world, but that is nothing new about it. The examples of electronic currency are Electronic Fund Transfer (EFT) and direct deposit. EFT refers to the computer-based systems used to perform financial transactions electronically while direct deposit is a banking term used to refer to certain systems used to transfer money.

Electronic currency trading can let you to do business and earn only few dollars of investment. In fact, some of the experts will suggest the beginners to start with only a few dollars so that they can first learn the ropes of electronic currency. Besides that, electronic currency trading has a low transaction cost. Unlike other businesses that will eat up your profit with a huge amount of fees, it allows you to do business with minimal fees and give you more profit and money. There are few websites examples that can let people to do e-currency trading such as MG E-currency, JT GOLD.com.

In conclusion, Electronic currency brings lots of conveniences to the user because it only involves the use of computer networks and internet only for those transactions. Not only in term of convenience but also efficiency and effective because it can easily be used in certain system to transfer money. Besides electronic currency trading has a low transaction cost too and everyone can use this system.

Mobile Payment Systems in Malaysia: Its Potentials and Consumers' Adoption Strategies

Mobile payment systems can be used for purchasing musics, ringtones, wallpaper and games (there are many of these type of service or product offered in Malaysia’s newspaper). Most Malaysian buy these ringtones and games via mobile payment, either via GPRS/WAP or SMS (premium SMS based transactional payments).

There are few types of mobile transaction can be made:

• Premium SMS transaction
• WAP (mobile web)
• Mobile wallet

Premium SMS Billing service lets you take advantage of the growing trend in mobile billing, quickly generating revenue by selling a range of content and mobile services to consumers. PSMS offers many benefits as a mobile billing mechanism:

• Convenience, anonymity, and perceived risk reduction, making it an attractive option to consumers
• A perfect mechanism for consumers, simplifying one-off purchasing and ordering short-term or bulk subscription-based mobile services
• Fast revenue generation, resulting in the availability of funds to reinvest in your business
• Access to consumers who do not maintain credit cards

As the world's largest mobile transaction network, sometimes referred to as a mobile aggregator or SMS aggregator, mBlox manages more than USD $500 million in Premium SMS Billed transactions every year in 15 countries on behalf of businesses

WAP is a simplified version of HTTP optimized to wireless environment. The idea is to use existing Internet and other network capabilities and to fit the content into low bandwidth network. WAP enabled phone connects into WAP gateway, which then does interacting with Internet servers or other services using more powerful protocols.

Mobile wallet is a tool in mobile phone to save sensible information like credit card numbers and passwords. Without a safe storage Bluetooth or IrDA could not realize a mobile payment. Unlike remote method like WAP, SMS or Java MIDP, all the local payments method use either wallet technology or secure SIM cards to store data.

The strategies made my mobile wallet system is as follow:

• Educate consumers about mobile payments, how to use and introduce its functions (e.g. bill payment, mobile purchase)
• Enchance security and confidence to mobile users
• Collaborate with more banks and companies to widen the ability to pay via mobile at the same time it helps to increased customer’s satisfaction and confidence
• Maintain customer’s loyalty

How to Safeguard Our Personal and Financial Data？

Most of the people will use computers and internet to run their daily activities such as business, internet surfing, internet searching, blogging and so on. However, people may lost out of their information or hacking by hackers during they used the internet. Thus, today we will explain few ways that can safeguard our personal information and financial data from being lost.

Password protect
Usernames and passwords are used to ensure security. Longer passwords provide greater security than shorter ones. Once you select a password, change it frequently. Do not disclose it to anyone.

Install a firewall
Firewall is a software program designed to allow good people in and keep bad people out. Most new computers come with firewalls integrated into their operating systems. If you have an older computer or using dial-up, you may need to buy a firewall separately and install it yourself.
Using biometric device
Biometric devices grant access to programs, computers, or rooms using computer analysis of some biometric identifier. Biometric devices are gaining popularity as a security precaution because they are a virtually foolproof method of identification and authentication.

Install and update antispyware and antivirus programs
Install an antivirus program such as Symantec and Norton antivirus, AVG antivirus or other more in order to protect yourself against viruses and Trojan horses that may steal or modify the data on your own computer . In order for the well protection, you must must sure to keep your virus definitions up to date.

Using encryption techniques
To protect information on the Internet and networks, individuals may use a variety of encrytion techniques to keep data secure and private. Encryption is a process of converting readable data into unreadable characters to prevent unauthorized access.

The threat of online security: How safe is our data?

Nowadays, the technology at internet is continue grow rapidly, so that everyone also can easily to access to the internet. Many people rely on computers to create, store and manage critical information. Most of the companies already used the internet to do their business transaction or sharing the important information. However, the increasingly developed technologies sarcastically increase the risk every computer user faced. Consequently, it is important for users to aware that computer security plays a major role in protecting their data from loss, damage, and misuse. Security has three main concepts: confidentiality, integrity, and availability. Confidentiality allows only authorized parties to read protected information. Integrity ensures data remains as is from the sender to the receiver. Availability ensures you have access and are authorized to resources.


The followings are some of the potential security threats that can be found.

Computer Virus

is the most common of threat is in form of malicious code which is computer virus. It’s a program or a fragment of code that replicates by attaching copies of itself to other programs. There are few main classes of viruses which are file infectors, system or boot-record infectors, macro viruses and multi-part viruses. This type of virus is designed to steal information from your computer without your knowledge.

Online Fraud

is a broad term covering internet transactions that involve falsified information. Some of the most common forms of online fraud are the sale via internet of counterfeit documents, such as fake IDs, diplomas and recommendation letters sold as credential: offers easy money such as work at-home offers that claim to earn individual thousands of dollars got trivial tasks; prank calls, in which dial-up connection lead to expensive long distance charges; and charity facades, where donation are solicited for phony cause.


Accidental Action

Accidental actions contribute to a large number of computer security risks. This category encompasses problems arising from basic lack of knowledge about online security concepts and includes issues suck as poor password choices, accidental or erroneous business transaction, accidental disclosure, and erroneous or outdated software. Related problems occur as a result of misconfigured security products and information leakage resulting from insecure information transfers. Education and prudence should be considered key defenses in limiting the frequency and extent of such events, since this from of cyber vulnerability is largely self-inflicted and avoidable.

In conclusion, risk exposed by computer users is increasing with the increasing developed technology. Therefore, safeguards developed must be always up to date to enhance the defenses against online security threats. In the same time, users must be educated and informed about the crucial damages and loss caused by imposing online security threats.

Revenue Model for Google.com, Amazon.com, e-Bay.com

Revenue model describes as using different kinds of technique in generating from the publisher’s websites. Revenue model can be divides into 5 different kinds of techniques, there are:

Sales: Its include sales of goods, services and also merchandise information that provide in the publisher’s website.

Transaction fees: Company will earn commission from every transaction that have been made or based on the volume of transactions that conduct in the website.

Advertising fees: Publishers would allocate advertisements spaces in their website to let other company to place their advertisement and receive the fees from that company.

Subscription fees: This would charge to the customers who would like to subscribe to contents or services that provided by the website on a monthly or yearly basis.

Affiliate fees: Commissions will be received by company for referring customers to others web sites. It includes CPM (cost per thousand impressions), CPC (cost per click) or CPA (cost per acquisition/action).

Next, we would like to introduce the revenue model of the 3 popular websites which provide e-commerce services. There are Google.Com, Amazon.Com, and eBay.com.

Google’s Revenue Model
The main income of Google.com is generated by the advertising revenue model. Google advertising revenue model includes Google AdWords, Google AdSense and Froogle.Google AdWords is a pay per click advertising program of Google designed to allow the advertisers to present advertisement to people are looking for information related to what the advertiser has to offer. When a user searches Google search engine, ads for relevant words would shown on the screen. Google generate most of the revenue from Google AdWords.
Google AdSense is an ad serving program. Website owners can enroll in this program to enable text, image and, video advertisements on their sites. Mostly the revenue is generated on a per-click or per-thousand-ads-displayed basis and the ads administered by Google.
Froogle is a price engine website launched by Google Inc. It is a service from Google that makes it easy to find information about products for sale online. Advertising space is available for purchases to be displayed in Froogle in the form of an AdWords ad.Currently, Google is testing a new advertising program that pays site owners based on a Cost-Per-Click model, called Cost-Per-Action. It was revealed via an invitation e-mail from Google AdSense team to Web site owners.

Amazon.com Revenue Model
Another e-market web site is Amazon.com which was one of the first major companies to sell goods through the Internet. Amazon generates revenue primarily on selling books, videos, electronics, and kitchen equipment on domestic and international Web sites.
Product Ads is an advertising program that puts products in front of millions of Amazon.com customers. Seller can simply upload their product catalog and set the cost-per-click bids and daily budget. Amazon will then display the ads in highly targeted placements throughout the Amazon.com site. When customers are interested in buying such product, they click through to the website and purchase the product directly from the company.Amazon Marketplace is Amazon.com’s fixed price online marketplace that allows sellers to offer their goods alongside Amazon’s offerings. Buyers can buy items which sold directly by third party through Amazon.com Marketplace. Amazon.com would charges on a commission rate based on the selling price of products or services, transaction fees, and also variable closing fees which this sales strategy and program has give profitable income for Amazon.com.
Besides, Amazon.com also generates their revenue by using Affiliate revenue model. AStore is Amazon.com affiliated product which website owners can use to create an online store on their site. The store does not allow website owners to sell their own products directly to customers. Website owners pick products from Amazon’s store and earn referral fees on the products purchased by their readers. The fee structure is currently the same as for the other affiliate links.

Ebay Revenue Model
Ebay is an online auction and shopping website in which people buy and sell goods and services worldwide. Millions of items bought and sold daily through this website and EBay normally generates revenue from a number of fees which are insertion fees, promotional fees, and final value fees.Insertion fees will be charged when an item listed on Ebay.com and this fee is nonrefundable. However promotional fees is the fees that charged for additional listing options that help to attract attention for the item. While final value fees is the commission that charged to the seller at the end of the auction.

Example of an E-Commerce Failure and Its Causes

An example of ecommerce failure is Nike shoe company. Nike's move to switch to flash for its e-commerce site is a break from traditional methods, with most companies relying on the more straightforward HTML, AdWeek writes. R/GA explained that by switching to flash, Nike is able to improve both user experience and the purchase process by adding a persistent shopping cart, which wouldn't be possible with standard html.

The Flash-based NikeStore.com will replace the seven-year-old NikeTown.com and will carry the same 30,000 pieces of apparel and footwear items as its predecessor.

Forrester Research analyst Peter Kim pointed to increased adoption of broadband and 97 percent consumer penetration rate of Flash in rationalizing the move. "If you tried to do this back in 2000, you'd be dead in the water," he noted to AdWeek. However, in recent years, failing to handle the orders flushed into its website, the company totally lost track of thousands of orders or failed to deliver them on time. The federal commission fined Nike $350000.

The causes of the e-commerce failure-I think part of the problem is when the big company jump into the e-commerce system, they forget some common factors that will affect their company during the holidays. Shipping product takes man power and during the holiday season, it tends to slow the process down simply by the sheer volume of orders of the mail service industry receives in that short period of time. Frankly, not all the companies have the capitol to invest in such a large expansion, if they are going into the e-commerce industry, they can't afford not to put in that investment.

Another failure causes is delivery the stock to customer is not on time. As we should know that, getting customer to the site is one thing, while delivering is another thing. Bricks and mortar retailers have no such problems. Failure to deliver the ordered stock on time to customers and displeased the consumer

Example of an E-Commerce Success and its Causes

Example of an eCommerce success and its causes

E-commerce describes the process of buying, selling, transferring, or exchanging products, services, or information via computer networks. Nowadays, e commerce became more and more crucial in organization, society or even customers. Everyone owns at least one computer at home and online transaction become a popular activity that bring our lives toward e-world. eBay is the example.



Almost everyone who has made a transaction on the Internet has used this global online marketplace that trades just about everything, either for the sale itself or to compare prices. Anything may be offered for sale as long as it is not illegal and does not violate the eBay Prohibited and Restricted Items policy. It had successful it business by enrolled it in this field with good strategic planning. Hence, it leads to this business to a long term growth.


There are several factors cause the successful of eBay as below:-



Variety of goods and services

First of all, eBay offers variety of goods and services. Since eBay is the world’s largest online trading community, it provides a wide range, different category of sales items which consist of collectibles, decor, appliances, computers, furnishings, equipment, vehicles, and other miscellaneous items Besides, it also allows people to connect and share very early childhood memories such as collecting stamps, coins, toy and etc. Moreover, the services provided by eBay include education, e-payment, restaurant and auctions.


Security and trustworthiness

Trust and confidence is one of the most important elements contributing to e-commerce success in eBay. eBay creates an environment of trust and safety that will allow the users to come back after sales. eBay have a strong security to protect the seller and buyer confidential private about their account and password by the federal government such as paypal security key, OnGuard Online and etc. It is make customer more confidence and rely to their product and service. Therefore, all sellers who might start the business in eBay website should have the license follow with the law in their country. It will be make buyer more comfortable and trusty about the seller product during the auction bid started.



Easy and convenient navigation
Last but not least, to creation of eBay homepage make life simply as it provide easy navigation. eBay designs homepage that ease the customers by providing different categories of products as well as new products recommendation. Users just need to select their items purchases, simply clicking on the product, the design of the webpage will bring customer to other sites of the products. Users’ friendly webpage allows customers to view on details and explanation on the products before making purchases.

History and Evolution of E-Commerce

HISTORY OF E-COMMERCE

E-commerce can be defined as the action of selling, buying, transferring or exchanging goods, visuals and services using the Internet. The history of ecommerce dates back to the invention of the very old notion of “sell and buy”, electricity, cables, computers, modems, and the Internet. Originally, electronic commerce meant the facilitation of commercial transactions electronically, using technology such as Electronic Data Interchange (EDI) and Electronic Funds Transfer (EFT) which both introduced in 1970s, its allowed businesses to send commercial document like purchase order or invoices electronically. Thousands of businesses have taken up residence at web sites since the e-commerce existed.

EVOLUTION OF E-COMMERCE

E-commerce had been grown to be multi billion industry through out the year.

1984
Electronic data interchange (EDI) was standardized through ASC X12. This guaranteed that companies would able to complete transactions with one another reliably. For example, it allowed business companies and organization send commercial documentation electronically.

1992
In this year, many online retail products were introduced to customer by Compuserve This gives people the first chance to buy things off their computer. Customer can choose and buy based on their preference in Compuserve website: http://webcenters.netscape.compuserve.com/menu/default.jsp

1994
Netscape browser arrived. Netscape allowed users a to surf the Internet and a safe online transaction technology called Secure Sockets Layer. As the time goes on, the browser is upgrading until Nescape Navigator 9 which provide more function to users.

1995
When we talk about e-commerce, we can’t miss up Amazon.com and also eBay.com. The founding father of e-commerce was launched Amazon.com and eBay.com in this year. This two website provides us a lot of thing such as books, cloth, glossary and so on. Besides that, it allows users to bid for the product they need.

1998
DSL, or Digital Subscriber Line, provides fast, always-on Internet service to subscribers across California. This prompts people to spend more time, and money, online.

1999
From the research according to Business.com, retail spending over the Internet reaches $20 billion..

2000
The extended of moratorium on Internet taxes by the U.S government until at least 2005.


Here the video of the evolution of ecommerce:



http://www.youtube.com/watch?v=LW4X3b_j0eE

About ME----->WAI ANN

Hello:

I am Wong Wai Ann currently study at UTAR Sg. Long and taking Bachelor of Commerce (hons) Accounting Year 3 sem 1. With blink of an eye, I had already past 3 year plus in UTAR and stay in KL as well. Still can remember well the day before I moving to KL, I felt very excited and nervous. I am not local people, my hometown is one of the tourist place which had a lot of sand and water so called PORT DICKSON. Every weekend there will be full of people hanging around at the beach there. Besides that, seafood at Port Dickson also very delicious and famous especially the CRAB. Wow.. Yummy Yummy.

Let’s talk about my hobbies. I like to play basketball, computer game, futsal, swimming, play guitar and so on. When I got free time I will go play basketball with friends. Peoples always said that, play basketball will make u become more tall and tall but how come I played so long still so short. T.T


Top 5 website I visited ：
1.http://facebook.com/
This website I almost visited everyday. It is one of the most bigger and famous website. This website can help us make a lot of friend. Besides that, when we feel very stress in doing assignment there will be some game can help us reduce stress. If you don’t have account at facebook please creates one or else you will be outdated.

2.http://youtube.com/
I will be search for some funny video from here. Sometime will looking for mtv and so on.

3.http://hotmail.com/
I will checking mail through this website.

4.http://wikipedia.com/
This website provides me a lot of information. It helps me a lot in my assignment.

5.http://chinapress.com.my/
If I dint buy newspaper, I will surf this website to know what happen in this world.

Top 5 internet activities:
1.chatting with friends using MSN
2.download song and movie
3.biding in lelong.com.my
4.play online game
5.searching for the lyrics of songs


Tat’s all my introduction. Thank you…………… :)

About Me

Hi everyone!!

My name is Mok Tsuey Loong and i'm from Port Dickson, where a place with nothing but a lot of waters and sands. Well, I am just a normal person yet a bit complicated. People in 1st impression for me are funny? Cool? May be! This is because I seldom talk to stranger but when I talk I love to talk craps.
Swimming, playing badminton and futsal will be the sports that I love the most. Besides, surfing internet, listening to song and chit-chatting through msn are the activities that I almost did it everyday. I can spend my whole day by just sitting in front of my PC. I’m kind of person that can't survive without my “darling”- desktop.


The top 5 website I visited the most:

• (www.facebook.com)FACEBOOK- one of the most popular website nowadays. Where allow me to communicate with friends not only in Malaysia but also in the global world. We can update friend’s latest stories by looking their recent picture they uploaded or the recent news they posted. It also includes a lot of applications and interesting games.
• (http://www.hotmail.com/) HOTMAIL- allows me to check my mails on daily basis. I enjoy checking mails, because there are a lot of emails which are meaningful, and funny.
• (http://www.youtube.com/)YOUTUBE- to watch videos such as mtv, funny short video and creative advertisements.
• (http://www.friendster.com/) FRIENDSTER- allow me to make friends and up check out my friend’s latest photos in it
• (http://www.soccernet.com/)SOCCERNET- allows me to update all the latest football news and also information because I am a football fans.

The top 5 internet activities:
• Chatting with my friends via MSN
• Playing online game
• Searching for new songs in the internet as well as the lyrics
• Searching for latest news and information needed
• Downloading movie and song


THE END

About Mun Kien

My name is Wong Mun Kien. I am from ipoh, Perak.Recently, I study at utar, sungai long campus, and the course I am taking is the Bachelor of Commerce (hons)Accounting. My hobbies is swimming and jogging.The important of exercise is it able to help me to release the stress ,meanwhile it’s also help to maintain health.


The top 5 websites I visited the most are Google,Yahoo, Wikipedia,Friendster and Youtube. I will access to the Google or Yahoo website searching useful information for assignment and other purposes.By the ways, I can save time and cost when searching the information from the website. Some websites such as friendster and MSN messenger are playing the important role of part of entertainment to me . It is useful when I manage to meet and communicate with more friends who come from other country, and it is possible for me to keep contact with my old friends as well. I am gaining many benefits by visiting following websites.
http://www.google.com/
http://www.yahoo.com/
http://www.wikipedia.com/
http://www.friendster.com/
http://www.youtube.com/


The top 5 internet activities :I will enter into hotmail, yahoo mail to check my mail, to see whether any important mail. Messenger like MSN is one of my top internet activities and sometimes it help me save money by not sending sms to them.It help save cost,faster, convenient and no matter my friends live at.Furthermore, I assess to baidu website to download favourite songs or searching for latest album.

My Introduction....Mr. Lim Kok Wei

I am Kok Wei, from BAC Y3S1,G13...Well i think more than 10 years i didn't write introduction of myself. Last time i wrote my introduction maybe only 150 words(primary school), but that's 10 years ago...After 10 years, there were a lot of things had changed and a lot of experience i gained in these 10 years. Well, let me simply introduce myself...

I am a Sabahan, borned in my lovely town, Tawau and had my 12 years in my hometown, Semporna. Maybe need to specify something...Semporna is under area of Tawau. I finished my primary school life at Semporna and then move to Tawau to continue my secondary school life. When i was holiday i will back to my hometown and look after my father's business. In my 18th year, I came to Kl for further study in Utar. I remembered got a friend ask me that question.."Are Sabahan live on the tree?" Why? Why only said Sabahan live on tree but didn't ask are Sarawakan live on tree? On that time, i know that what images of my state bring to my friend compare to neighbour state.

Most of my friends said me like a big boss(because of my body size)..so that i was called "Boss" during my secondary school..Even my teachers and principal also knew that there was a student called "Boss". Luckily I came to Kl and no more people called it. hehe....

Erm..i don't have any specify hobbies, but if really want me to list out at least one...maybe watch movie and internet surfing. Sometimes it's quite boring but i really can't find out what i more interesting things to do..maybe call out my friends to have a tea or play mahjong at night. I am a pro master in mahjong. Play mahjong not only depends on luck but also your skills, it needs your knowledge and intelligence. So play mahjong is quite a healthy activities but don't play too much.

When i am free, mostly will surf internet and the most websites i visited are

www.facebook.com

http://www.friendster.com/

http://www.msn.com/

www.utar.edu.my

www.Chinapress.com.my

I like to visit Facebook and friendster because all my friends' networks are here and i can get the latest news of them through these website. Furthermore, i also can make some new friends through these 2 websites. Sometimes, i would go to newspaper website like Chinapress.com and Berita Harian website to see the Malaysia news and international news. Because don't want waste money to buy newspaper and I can get free English newspaper every morning at Utar there. But sometimes also will buy when i was lazy to surf internet. When doing assignments, most of my time will sit in front of computer and search info from the net. Its was the difficult time to pass because have to look all info that maybe useful. While sometimes i will also go to search movies and dramas to download it.

Finally, i think i wrote more than 700 words already and i would stop here first for my intro. Next time i post, will be all related to the assignment works. Haha.